Building borrower trust in markets with loan sharks and scams
This article explores the facts behind borrower behavior, highlights where lenders often fail, and sets out ways to close the gap.
Consumer finance software: Choosing the right fit for your lending model
This article looks at consumer finance software through the lens of alignment: aligning technology with the realities of your lending model.
5 loan marketing ideas for digital-first lenders
If you run a digital-first lending business in Africa you already understand how competitive this space can be. Customers expect fast responses, clear information, and a sense that they can trust you with their money. Every interaction counts, but the very first interaction often happens before you even know someone is looking for you. Most […]
5 ways non-financial companies offer loans
In this article, we break down five models of how non-financial companies are embedding loans into their customer experience.
How the new FCCPC rules will reshape digital lending in Nigeria
Discover key insights from our webinar on the new FCCPC regulations for lenders. Learn how the changes impact lending practices in Nigeria.
Frequently asked questions about getting your apps into Google and Apple stores
we have answered some of the most common questions developers and lenders ask when preparing to publish their apps.
Top loan origination systems worth considering in 2025
In 2025, loan origination systems (LOS) are one of the sharpest differentiators between lenders that grow and lenders that stall.
Effective loan collection for lenders in Sierra Leone
Find out how to ensure loan repayments in Sierra Leone without turning every collection into a battle.
How the bad debt expense formula helps lenders track risk
What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.
Breaking down the 3 R’s of credit and why they still matter
The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.
How to track and reduce your loan portfolio’s delinquency rate
The delinquency rate measures the share of loans in your portfolio that are past due. In simple terms, it’s the percentage of loans with missed payments (often defined as 30, 60 or 90 days late).
